Category Archives: investing

Behold the DUSTO. A Guide to Crowd Investing Acronyms.

In the beginning, there was common stock—thanks for your money, here’s your certificate. Fast forward to the age of tech startups and gushers of digital coin offerings and things get a little more complex. Enter SAFES and ICOs. Now those terms sound almost quaint as the crowdfunding and fintech worlds dream up new twists on […]

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Behold the DUSTO. A Guide to Crowd Investing Acronyms.

In the beginning, there was common stock—thanks for your money, here’s your certificate. Fast forward to the age of tech startups and gushers of digital coin offerings and things get a little more complex. Enter SAFES and ICOs. Now those terms sound almost quaint as the crowdfunding and fintech worlds dream up new twists on […]

The post Behold the DUSTO. A Guide to Crowd Investing Acronyms. appeared first on Locavesting.

Debt-based Crowdfunding Is Quietly Generating Investor Returns

Crowdfunding success is often measured by the number of campaigns meeting their funding targets and the dollars raised. But what about the investor side of the equation? It’s still very early, and there are no industry-wide performance metrics that measure investor returns. However, some investment crowdfunding portals have lately taken to reporting their Internal Rate […]

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Women Founders Are Benefiting From Crowdfunding, but Where are the Women Investors?

Investment crowdfunding is beginning to fulfill its promise of democratizing investment and access to capital. While women entrepreneurs are still outnumbered by men on most crowdfunding sites, their ranks are steadily growing. At Republic, a Regulation Crowdfunding portal that emphasizes women-owned ventures, 8 out of 13 businesses currently raising capital are women-owned. And on investibule, […]

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Colorado’s Intrastate Crowdfunding Law Begins to Take Hold

Colorado is a hotbed of entrepreneurship, with a vibrant mix of startups creating everything from natural food brands to financial tech. So it’s been puzzling to see the state’s crowdfunding efforts take so long to gain traction. The Colorado Crowdfunding Act was passed in March 2015 and went into effect August 2015. It allows local […]

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For Real Estate Lender Groundfloor, It’s Slow and Steady and Open to All

Real estate has been one of the hottest areas of crowdfunding, although most of it is focused on wealthy “accredited” investors who put money into funds, known as REITs. (And let’s face it, accredited investors don’t lack investment options!) Just two platforms allow direct investing by unaccredited investors. One is Pittsburgh-based Small Change, which uses […]

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New Products Bring Impact Investing to the Masses

Many individuals would like to know that their investments are doing some good in the world. One recent survey found that 75% of investors were interested in impact investing. But the $114 billion impact investment market has traditionally been the domain of foundations, institutions and wealthy  individuals. That’s changing. New financial products are opening up […]

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Will Chicken Soup for the Soul’s Reg A Inspire?

If you were vacationing in late August, you might have missed a notable milestone in the young annals of crowd investing: the IPO of Chicken Soup for the Soul Entertainment, which raised $30 million in four weeks using Regulation A+. Not only is it one of the best known brands and social enterprises to date […]

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Will Chicken Soup for the Soul’s Reg A Inspire?

If you were vacationing in late August, you might have missed a notable milestone in the young annals of crowd investing: the IPO of Chicken Soup for the Soul Entertainment, which raised $30 million in four weeks using Regulation A+. Not only is it one of the best known brands and social enterprises to date […]

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Revenue Share Deals Are Few, But Potentially Profitable, Data Shows

As we like to remind people, “equity” crowdfunding is a misnomer. The word suggests issuing stock, but businesses raising money through investment crowdfunding may also issue debt—through convertible notes, standard loans or a variation called a revenue share agreement. In these deals, investors extend money to a business, and are paid back through a share […]

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